Nhamba idzi dzinogara dziri kudengenyeka. Yose yeJanuary Dhipatimendi rekurima reUnited States rinobudisa kuongorora kwayo zvinotarisirwa kurera mwana. Muna 2017, nhamba yacho yaiva $ 233,610 (isati yawana inflation) yemhuri yemubereki maviri, yemhuri yakapfuma yekurera mwana kusvika kune makore 17.
Uye vabereki vose veJanuary vanonzwa nhamba idzi munhau uye vanozunungusa misoro yavo. Hapana mubvunzo kuti zvakakosha asi ...
wow! Mubvunzo, zvino, unobva: unofanirwa kuva nenzira iyi here? Iwe unogona kurova ichi chiitiko uchiri kumutsa mwana wako nenzira yaunofunga kuti yakanakisisa here? Mhinduro ndeyekuti hongu.
Kuderedza mari yekurera mwana kunotora kuwirirana kwekugara kwenguva refu nekuraira kwezuva nezuva. IA USDA inotarisa izvi kuongororwa kuBhodhi yeBashandi Statistic yeCommumer Consend Survey Survey, iyo inobudisa mufananidzo wemushambadzi weAmerica. Saka zviri kwauri kuti uende kubva pamwero wekutanga, kutanga nepamusoro matatu inodhura mazita eD USDA, mukuderera kurongeka: dzimba (29 kubva muzana yemari yose), zvokudya (18 muzana) uye kutarisira vana / K-12 dzidzo (16) purogiramu).
Imba uye Dzidzo
Ava vaviri vakasunganidzwa pamwe chete nokuti mhembera yekare pamusoro peimba-nzvimbo, nzvimbo, nzvimbo-inoshanda kune vose. Vashandi vanowanzobhadhara mari yepamusha yemisha kana renhare mumaruwa ane zvikoro zvepamusoro. Kana iwe uchida kuenda kumusha wekamba kana kutumira mwana wako kuchikoro chega pega, hazvina musoro kuti ubhadhe mubayiro uyu.
Paunenge uri pamba kutenga, zvakakosha kukwanisa kuverenga nhamba dzezvidzidzo zvepachikoro chega yega zvichienderana nemari inowedzera yekutenga kune yakakwirira-inotengeswa - uye zvichida yakakwirira yepamusoro - chikoro chechikoro. Kana iwe uine vana vanopfuura imwe, chikoro chehuruzhinji chinogona kuuya chichidhura, asi mhuri dzisina mwana dzinogona kunyatsochengetedza.
Izvo hazvisizvo zvine musoro kubhadhara mubairo uyu mwana wako asati apedza chikoro chechikoro. Chido chekutamira kune imwe imba huru uye kugaramo kwenguva yakareba iyo yakasimba kana mwana wako wokutanga aberekwa. Kana iwe uchimirira kwenguva refu, iwe unowedzera kuderedza mari yako yekurera mwana.
Nzvimbo yacho haisi yega zvikoro zvekuchikoro. Ichokwadi kuti 27 muzana inodhura kubereka mwana mumaruwa kunzvimbo yedhorobha iri kumaodzanyemba kwakadziva kumaodzanyemba, zvichida nekuda kwekudhura kwemaimba nekuchengetwa kwevana . Zvechokwadi, kuenda kune imwe mari shoma yenzvimbo yekurarama kune zvakawanda zvakagadziriswa kupfuura kungoita madhora nemakumi. Zvisinei, kana pane zvimwe zvikomborero, zvakadai sekuva pedyo nemhuri kana mukana wehupenyu hwakasiyana, vabereki vanoita sarudzo yekufamba. Apo vabereki vanoshanda kubva kumusha, kusava nehanya kune imwe nzvimbo kunoshanda kunoita kuti iyi ive yakanyanya kushandiswa.
Child Care
Kuchengetwa kwevana kunogona kuva mari yakawanda yevabereki vatsva, asi nekutenda kunoderedza vana sezvavanokura uye zvichida kunyange kutoenda zvachose pavanosvika kuchikoro. Asi mumakore iwayo ekutanga kuderedza mari yekuchengeta vana kunoreva kuderedza dambudziko rako rose rinosangana nevana. Mhuri imwe neimwe yakasiyana, asi apa pane dzimwe nzira dzingaita kuti kuderedze mari yekuwana vana:
Iva mubereki wekugara-kumba. Kana basa remubereki mumwe rakanyatsobhadhara, zvingava zvine musoro kungosiya uye kubvisa mari yekuchengeta vana, kunyanya mushure mokuberekwa kwechipiri mwana. Zvechokwadi, kuti uite izvi iwe unogona kutora kutora mamwe matanho ekugadzirisa mari akadai sokufamba kana kuderedza kushandiswa kwako kwese. Uyewo chengetedza mupfungwa kuti haungagoni kuchengetedza mari munguva yakareba kana iwe usingadzokeri kumabasa kana vana vasingachadiwi.
Iva mubereki webasa-kumusha. Vabereki vanobata kubva kumusha havafaniri kubvisa mari yose yekuwana vana, asi vanogona kuideredza. Kushanda chikamu-nguva kubva kumusha zvakare nzira yakanaka yekuti vabereki varambe vachidzoka zvakare, vachiita zvakare kupinda mubasa rinotonhora. Kushanda kubva kumba kunowedzera mari mune dzimwe nzira dzakadai sokuenda uye zvokupfeka.
Ita sekurukuru kana hama yako chengetedza mwana wako. Iyi nzira inogona kunge isingabhadhari kuchengetwa kwevana, asi kazhinji inodhura kudarika kushandiswa kwezuva. Zvinogona kuva zvakaoma kuwana rubatsiro rwevana-yenguva yakawanda, iyo ndiyo mhinduro yakanaka kana iwe uchingoderedza maawa ako kuti uwane nguva.
Zvokudya
Kusiyana nekutarisira vana, mari yekudyisa mwana wako inongowedzera kana mwana wako achikura. Ndokusaka USDA inofungidzira iyo inodhura madhora anodarika $ 200 pamwedzi kudyisa mumwe musikana! Zvokudya zvinodhura chechipiri zvakakosha mari, saka iyi inzvimbo yekuchengetedza.
Nzira yakanakisisa yekuchengetedza mari pazvokudya ndeyokubika yako pachako . Pre-kubika zvokudya, kutora-kunze, uye nzvimbo dzekutoro zvinodhura zvose zvakanyanya kudarika zvazviri kuita kugadzira zvokudya zvako zvitsva. Zviri nyore kutaura pane kuzviita nokuti chimwe chinhu icho vabereki vanoshaya, kazhinji kupfuura mari, ndiyo nguva. Zvinogona kuva zvinotyisa kudzoka kumba kubva kubasa uye utange kubika. Apa ndipo apo kuzvidzora kunouya. Asi apa pane mazano mashomanana ekuchengetedza iwe kugadzira:
Ipa zuva (kana kuti zvimwe chikamu chakanaka chemasikati) kubika. Izvi zvinogona kunge kamwe pamwedzi, kamwechete pavhiki kana pane imwe nzvimbo mukati, asi sarudza nguva yekubika mberi. Paunoita izvi, iwe uchava nechisarudzo chokudhonza kudya kwemafiriji nyore nyore pausiku hwevhiki mashoma kana kuisa chidimbu chebhanana muzvokudya zvevana vako kuchikoro panzvimbo pezvokudya zvepamberi.
Dzokorora recipe yako. Zvino isa hafu yaro mufiriji kweimwe husiku.
Rongedza kudya kwako zvisati zvaitika. Ita menyu yevhiki nevhiki, uchifunga nezvefriji yeusiza husiku iwe unoziva iwe uchave wakabatikana. Kuuya kumba kubva kubasa uye usingazivi kuti chii chaunogona kubika ndicho chinyoresa nzira yekutora.
College
Muchikwereti chekurera vana kweA USDA, mari inoderera nevana vanoverengeka, pamwe neinoti "inodhura nemaitiro gumi nemaviri." Inoti, "Kune vakaroorana-mhuri mbiri dzine mwana mumwe chete, inodhura makumi maviri nembiri kubva muzana pamwana pane mari mumhuri mbiri yemwana. "
Zvisinei, kukosha kweA USDA kunomira pazera remakore gumi nemasere, saka mari huru - college - haina kubatanidzwa. Uye ikoko, chokwadi, haisi yekutengesa nezvikwereti makumi maviri kubva kuchikoro chekudzidzisa.
Kuti uderedze mari iyi yakakura pakurera mwana, unofanira kutanga mangwanani, kuitira kuti uparidze hutori pane zvaunowana uye kushandisa zvakanakisisa chiitiko chinonzi chimiro chechidimbu. Zvakanaka, unofanira kutanga uponese kana mwana wako akazvarwa. Asi sezvataifukidza kare, zvinodhura kurera mwana kuitira kuti izvi zvigone kuoma. Kwese kupi zvako uri muhupenyu hwako hwokurera vana, hazvina kunonoka kutanga!
Saka iwe unofanira kuchengetedza zvakadini? Funga nezvemutemo wechitatu wekuti vabereki vanofanira kuchengetedza chikamu chimwe chetatu chemari, kutarisira mari, zvidzidzo uye mari yekubhadhara kuitira chikamu chechitatu uye chikwereti kune chetatu.
Kuponesa kunogadzirira iwe kugadzirira kojiji uye kunotadzisa mari yakawanda inobatwa apo vana vanyoresa. Zvisinei, kuti uwedzere mari yaunopedza:
Kurudzirai mwana wenyu ari kuyaruka kuwana basa uye kuchengetedza kukoreji zvakare.
Iva kuziva ruzivo rwekubatsira mari. Taura nevatsigiri mazano uye ita rako pachako pamusoro pezvidzidzo uye rubatsiro rwemari.
Ngwarira kuongorora zvinodhura zvezvikoro zvepamusoro nepasimunhu. Zvikoro zvehuruzhinji zvinowanzosvitsa, asi mudzidzi akanaka anogona kuwana dzidzo yega yega kuchikoro ichiita kuti iwane makwikwi kana kuti inodhura kudarika vanhu. Asi chenjerera nezvezvikwereti zvakanyanya kubva kuchikoro chega.
Chimbofunga makore maviri ehujiji yekoroji yakatevera yekuendesa kune chikoro chemakore mana.
Dzimwe Nzira Dzokuchengetedza
Kazhinji, kuva nevana kunoita kuti vanhu vasafadze. Hasi chete zvinhu zvakakura-matikiti zvinotaurwa pamusoro apa, asi zvinhu zviduku zvakare zvinowedzera semhuri zvinokura, semuzororo, mazororo, zvipfeko , mabasa ezvimwewo nguva , nezvimwewo. Kutora nguva yekufunga nezvenzira dzekudzikisa idzi sekuchengetedza pane kudzokera kuchikoro kutenga kana hovha yekutengesa chikamu chinokosha chekuenzanisa.