Anyanzvi paZvinodiwa Zvakakosha Zvitendero Zvinokuratidza Iwe Kutanga Sei
Kana iwe wakamboenda kumisangano pamusoro pekugadzirira mwana wako mune ramangwana, kana kupedza nguva yakawanda nevamwe vabereki, kana kuverenga nyaya pamusoro pekugadzirisa nzvimbo, iwe wakangodaro wakawana shoko raunofanira kuisa mari mune Special Needs Trust kuitira kuti mwana wako mukuru asarega kurasikirwa pamusana pemari yakawanda inowanikwa. Uye zvichida iwe uri kukwevera tsoka dzako pane izvozvo, usingadi kutora pane imwe basa rakaoma.
Kuti nditore zvimwe zvekutyisa kunze kwebasa racho, ndakabvunza Joanne Marcus, mutungamiri mukuru we Commonwealth Community Trust (CCT), kuti atitungamirire kuburikidza nesarudzo yatinofanira kuita pakuwana chivimbo chekugadzwa. CCT isangano risina maturo rakasimbiswa muna 1990 nevanhu vane hanya nevabereki vevana vane urema kuti vape basa rakanaka uye risingakwanisi kutarisirwa yeChristian Needs Trust kana kuti Pooled Disability Trust uye shandisa mutariri mukutarisira kusunungurwa. Marcus anokurudzira matanho mashanu ekutanga aya:
1. Kunzwisisa Kudiwa kweKutenda
Chishuwo Chinokosha Chivimbo chinobvumira mubereki kana mutarisiri kuisa mari yekusamirwa kwemudiwa wavo anorarama nehurema paanenge achidzivirira hurumende yeUnited States (Supplemental Security Income uye Medicaid) iyo inokosha pakupa chiremba uye mari inobatsira kutsigira munhu wacho, "anotsanangura Marcus.
"Kuti zvikwanise kuwana zvikomborero izvi, munhu wacho haagoni kuva ne $ 2,000 mumari yemari. Chipo chemari, kugadziriswa, kana nhaka ichabvisa zvikomborero izvi, zvichisiya munhu ane zvose zvinodiwa kuti atarisire mari ivo pachavo uye, zvichida , vasina mari yakakwana yekusimbisa nguva yavo yeupenyu. "
Kutanga: Funga kuti izvo zvipi zvoupenyu hunodikanwa zvinogona kuva nekuzadza MetDESK Special Needs Calculator.
2. Sarudza Rudzi rweKutenda Rwakakodzera Mwana Wako
Chisarudzo chako chekutenda chichagadziriswa kuti ndiani ari kuisa mari yacho mauri - iwe kana mwana wako. Zvimwe Zvidikanwi Zvido Zvinotendwa, Marcus zvinyorwa, "zvinotsigirwa nemumwe wevatatu, kazhinji vari nhengo yepedyo yemhuri yakafanana nemubereki kana vanasekuru, uye vanogona kugadziriswa neurongwa hwemhuri." Trust inobata mari kana pfuma iyo munhu anopa chikwereti achienda kune uyo anobatsirwa . " Zvimwe zvakagadziriswa nehutano hwekuremara, kune rumwe rutivi, "vanozvitsigirwa nemunhu ane hurema, kazhinji kuburikidza nemupiro wekukuvadza kana nhaka, uye inogona kushandiswa pamhando imwechete yemari. inotungamirirwa nekambani isina nhengo uye inofanira kusimbiswa nemwedzi mumwechete iyo mari yakagamuchirwa kuti idzivirire zvibatsiro Kusiyana neChristian Needs Trust, iyo nyika haifaniri kubhadharwa kana mubhadhari wacho achifanira kupfuura, Pooled Disability Trust inodiwa kuti kubhadhara zvazvinogona kuMedicaid. Anopa mari anogona kusarudza munhu kana sangano kuti awane mari yakasara. " Mari mumhando mbiri dzekutendwa inogona kushandiswa kune zvinhu zvakadai se "kutenga gumbo revashuga, mazino emazino, magirazi eziso, zvinyorwa zvekunzwa, dzidzo, varaidzo uye kufamba, kutfambisa uye fani uye zvipfeko," Marcus anoti.
Kuti uitange: Verenga zvakawanda pamusoro peZvimbiso Zvitsva Nezvokudavirira Nezvokuchengetedzwa Kwepabonde paWewe Commonwealth Community Trust nzvimbo.
3. Gamuchira rubatsiro rwehutungamiri
"Mazano ekugadzira zvivako, vagadziri vezvemari, uye vatungamiri vemhosva vanogona kupa maonero avo pane zvenguva refu yezvemari izvo zvinonyatsokodzera 'zvakadini kana' zviitiko," Marcus anopa zano. "Nokuti mitemo yacho yakaoma uye inogara ichichinja, zvinokosha kusarudza gweta kana kuti isiri nhengo iyo inonyanya kumira mumhando idzi dzekutenda."
Kutanga: Marcus anokurudzira kubatana ne Commonwealth Community Trust (ndiani anogona kutarisira matariro uye kushanda semutongi) uye Special Needs Alliance (ndiani anogona kukubatanidza neGweta Rekugadzirisa Imba).
4. Sarudza Murasi
"Tariro mbiri dzinoda kuti muteresi ave akasarudzwa," anodaro Marcus. "Mutrasti anotarisira uye anobhadhara mari yekutendwa uye anoita kuti zvibvumirano zvinenge zvingobatsira chete munhu anowana rubatsiro." Mutongi wacho anewo basa rekupa mapurisa ehurumende kupa zvipo uye kuramba achienzanisa nekushandura mitemo. "
Kutanga: Tarisa pepa rekushanda pakusarudza mutariti.
5. Sarudza Murevereri.
"Kunyanya panyaya yeChristian Needs Trust, mutevedzeri anosarudzwa nemupi wevanhu (vanhu vanobhadhara mari) uye kazhinji munhu anenge ari pedyo nomubatsiri uyo anonzwisisa zvaanoda uye anopa rubatsiro," maererano naMarcus. "Murevereri anobata pamwe chete nematirastii mukugadzirisa kubhadharwa kuchachengetedza mararamiro ehupenyu kune uyo anobatsirwa.Ayo anopa chikwereti anofanira kupedza mitemo yemirayiridzo (mafomu anowanikwa kuti abatsire mune izvi) zvichiratidza kuti vanoda sei munhu anobatsirwa kuchengetwa kusanganisira kutumidzwa kwemutevedzeri. "
Kutanga: Nyora tsamba yechinangwa kuvimbisa kuti avo vanoita zvisarudzo kumwana wenyu vane ruzivo rwavanoda.