Sarudza chimwe chezvirevo izvi kuti uchengetedze zuvacare kuchinja mahara
"Tiri kusimudzira zvidzidzo zvedu zvekudzidza kubva mumavhiki maviri," mutarisiri wako wezuva iwe anoti paakupa chikamu chitsva. Mira, chii? Iwe haugone kuwana mari yekudzidzira iye zvino! Ivhareji yevana kuchengetwa kwevana muU.S. is $ 16,514 pagore maererano nemushumo weNew America uye Care.com. Ndeipi kupi iwe uchawana mari yakawedzerwa kuvhara kuwedzera?
Kana iwe ukapinda mukutuka kwekutya uchifunga nezvehutano hwako hwemazuva huchikwira mutengo wavo tine mamwe mazano ekudzivisa mitsipa yako.
Hezvino zvinhu zvitanhatu zvaunogona kuita apo uye kana zuva rako rekuchengetedza zuva richizivisa kuti vari kusimudza zvidzidzo zvavo.
Gara Newaunotarisira Mutariri Wako Kuti Ukurukure Zvaunosarudza
Pamberi pemusangano, dzokorora bhajeti yako kuti uone kana iwe usingakwanisi kuwana mari yekuchengetedza zuvacare. Kana usina kutanga kutema makona asi ikozvino nguva yakanaka yekuedza. Pane here rubatsiro rwekubhadhara iwe unogona kubvisa? Zvechokwadi, vanoita kuti hupenyu hwako huve nyore asi kutarisira vana chinhu chinodiwa. Ndiri mutsigiri mukuru wekuzvitarisira, asi iwe iwe kana wako wako here kushandisa mari pamusana pehupfumi hushoma hwaunogona kuenda kunze kwekuti vana vako vapinde muchikoro chesekondari?
Ita runyora rwezvinhu zvaunogona kuderedza. Izvozvo zvive izvo zvaunogona kutanga kuderedza nhasi. Pakupedzisira, wedzera mari yose yaungachengetedza kana iwe wakamira kushandisa mari kwavari. Unogona kuzvishamisa!
Kana iwe usina chinhu chaunogona kudzokera ipapo tsvaga chibharo chekudzidzira iwe unogona kubhadhara.
Zvino kana iwe ugere pasi nemutungamiriri wako wekuchengetedza zuva iwe uchishandisa nzira yeAEIOU kuti uvakurudzire kukupa pfupa uye kutungamirira hurukuro yako. Heano muenzaniso:
"A" inomirira kubvuma dambudziko racho. "Ndinonzwisisa kuti mari yekudzidzira yakamutswa."
"E" inomiririra kuratidza pfungwa yako yekushandisa "ndinonzwa", "ndinofunga" kana kuti "ndinotenda" kuti utore manzwiro ako.
"Ndinonzwa kuti mari yacho yakanyanya kudarika uye hatigone kuitenga."
"Ini" anomiririra kuziva zvimwe zviito zvaunoda kuona zvichiitika. "Ndinoda kuziva kana tikasvika pakubvumirana kwatingazokubhadhara chikoro chepamusoro asi kwete icho chawakatsanangura muchibvumirano." kana kuti "Kana iwe unogona kuderedza zvidzidzo zvedu ini ndinogona kupa mavhisi angu sekuchenesa kana kubatsira pamapepa ekucheka pamba nekuda kwezvigadzirwa zvemashiripiti, kana zvimwe zvese zvaunoda iwe."
"O" inomiririra kutsanangura chirongwa chako chekukunda kukunda dambudziko. "Takayambuka bhajeti yedu uye tinoziva kuti tinogona kutenga $ 1 000 pamwedzi, izvo zvinopfuura zvatiri kuripa iye zvino.Zvino negore , tinogona kudzokorora bhajeti redu kuti tione kana tikakwanisa kubhadhara zvakawanda."
"U" inomiririra kutsvaga kunzwisisa kune mumwe munhu. "Mwana wedu anozvida pano uye tinoonga zvose zvawakamuitira.Kana mazano angu asinganzwisisike here pane chikwereti chekubhadhara mari kana kuti zvidzidzo zvatingashandisa? Iwe unofungei nezvekufunga kwangu?"
Chikwereti chekubhadhara chikwereti ndechekuti kushandiswa kwemasikati kune chidzidzo chekudzidzira chikonzero chinoenderana nemhuri yekukwanisa kubhadhara kana kubva pane zvavanowana. Ichi chikumbiro chinowanikwa nyore nyore kumhuri dzine mari shoma asi dzimwe nguva dzinogona kupa izvi kumhuri dzose.
Iwe hauzivi kunze kwekunge iwe uchikumbira!
Tarisa Nomushandirwi Wako Flexible Kupa Purogiramu Yemazano
A Flexible Spending Account (FSA) iyo nhoroondo inokosha iwe unoisa mari mune imwe mari yekubhadhara iwe waunogona kushandisa kubhadhara zvimwe zvekutora utano hwehutano husingaiti. Runako rwechirongwa ichi ndechokuti iwe haubhadhara mitero pamari iyi. Izvi zvinoreva kuti iwe uchachengetedza chiyero chakaenzana nemitero yaungadai wakabhadhara pamari yawakamisa.
Taura nemukuru wako weHR kuti uone kana kambani yako inopa Flexible Spending Account uye kuti ndezvipi zvinoshandiswa pasi peurongwa. Haasi yose yeFSA yekuvhara mari yekuchengeta zuva asi zvakakosha kuwana.
Kana vasina kuvhara zuvacare mari iyi tsvakurudzo haizove yakarasika! Unogona kuwana nzira dzekushandisa kambani iyi kuti ubatsire kuchengetedza mari yaunogona kuisa kune zvekuchengeta zuva!
Tanga Chikamu cheJobho kuti Uite Mari Yakawedzerwa Yaunoda
Wako kana murume wako angatarisa basa rechipiri kuvhara mari yezuva. Wako muduku (s) ari kutarisirwa kwemasikati kwemakore mana, izvo chaizvoizvo nguva shoma yenguva. Kunyange zvazvo panguva iyo inonzwa sekusingaperi, nguva ino ichapfuura nokukurumidza. Saka tsvaka basa rechipiri raunogona kushanda pamashoko ako kuitira kuti iwe unogona kuzvipinza iwe musati wapedza kana kuti mushure mezuva rako basa.
Iwe unogona kubatana naFiverr kuti uwane basa rekuzvipira. Iwe unogadzira purogiramu uye wagovana magetsi ako. Zvadaro gadzira tsanangudzo mbiri dzegig iwe waunoda kubhadhara. Imwe nzira ndeyekuti iwe uve mutyairi weUber. Iwe unokwanisa kuisa maawa mauri kuwanikwa uye nechinguva chiduku mumotokari yako yemushuwarisi, iwe unogona kunge uchiwana mamwe mabhadhaki mashomanana pavhiki. Iwe iwe kana murume wako murume akanaka kana mukadzi here? Dzokorora Craigslist kumusha wekuchengetedza mabasa uye zvive iwe pachako! Imwe nzvimbo yaunogona kuedza ndeye FlexJobs.com. Kana ukangobhadhara iwe unogona kuwana bhizimisi rebasa iro rinopa basa kubva kumba, nguva yechipfuva uye mabasa akaoma.
Tsvaga Muchengetedzi weZuva Rakasiyana
Kana kushambadzira kwako kwezuva kusingadi kuita chimwe chinhu kunze iwe ungada kubva. Mwana wako anogona kunge akatsamwa asi vimba kuti unoziva zvakanakisisa uye vachaita shamwari pavanenge vachienda. Iwe unogona kuwana nzvimbo iri nani kudarika iwe uri webhasiki inodhura. Tumira chimwe chinhu mubasa rako rebasa rako. Zvichida kune vamwe vabereki pahutano hwako hwemasikati hukwanisi kukwanisa kuwedzera muchikoro uye iwe varume iwe unogona kuwana sitter kuti uone vana vako.
Iwe une zvimwe zvingasarudzwa pane kuwana chimwe chekuchengetedza zuva. Edza kunyorera chimwe chinhu mubasa rako rebasa rako kuti uone kana vamwe vabereki vangada kutanga ushamwari hwemasikati. Iyi ndiyo apo boka revabereki rinoshandira mudzidzisi kutarisira vana vavo. Unogona kuedza kuchengetedza musha-based. Vamwe vangave vakagadzirisa uye vachadzinga mwana wenyu kuenda kuchikoro chekutanga kuitira kuti vawane dzidzo yawakange uri kuwana pane imwe nzvimbo yekuchengetedza. Kunyange zviri nani kumba-based carecare inogona kunge yakanyorera purogiramu yemisha yekamba iyo inogona kudzidzisa vana vavo.
Apo iwe unogamuchira nhau dzakadai sechinhu chekutanga iwe unonzwa uchitya chekusingazivikanwi. Kushandisa kwako zuva nezuva kukwidzidza zvidzidzo kunogona kutyisa asi kuziva kuti une zvisarudzo zvakawanda pamunwe wako. Paunenge uine sarudzo unonzwa uchitonga uye izvi zvinokubatsira kuti uone zviri mberi. Vimba kuti zvose zvichashanda uye kuti vana vako vachabatanidzwa pasinei nokuti zvinhu zvinosvika sei.