Ndeipi IVF Refund (kana Inowanikwa Nengozi) Zvirongwa?

Kuenzanisa Nechiito neZvipo zveVhidhiyo dzeHIV dzeMagetsi

Zvirongwa zvekubhadhara kweVIV zvinopa mukana wekubhadhara zvizere kana kusarura kana mushonga we IVF usingabudiriri. Aya mapurogiramu dzimwe nguva anonzi "IVF" pamwe chete, nokuti kliniki iri kutorawo njodzi yokuti ichada kudzorera zvimwe kana mari yose.

Kazhinji, bhadharo reVIV rekubhadhara richakumbira mari yepamusoro yezvikamu zvitatu kusvika kune zvitanhatu zveVIV, kunyange kune mapurogiramu anopa chikamu chekubhadhara chikamu mushure mekunge imwe chete.

Imari yepamusoro inowanzopfuura zvishoma iwe waizobhadhara kana iwe uri kubhadhara imwe neimwe yekutenderera mumwe nomumwe. Zvisinei, kana iwe uine pamuviri mushure mekunge imwe chete kana miviri miviri, iwe unogona kubhadhara zvakakwana kupfuura zvaunogona kuva nazvo kana iwe uchibhadhara rimwe runyoro nenguva.

Zvirongwa zvekudzorera dzimwe nguva zvinomhanya nemakiriniki ivo pachavo, uye dzimwe nguva dzinotungamirirwa nekunze kwezvemari, iyo inobva igovera mari kuburikidza nemakiriniki ekuberekwa anoberekwa.

Mvumo yeRIV Refund Reform Program

Kwete chero munhu wose anokwanisa kunyora purogiramu yekudzorera IVF. Purogiramu yose ine zvigadziro zvakasiyana, uye hazvibvumirwi kubvuma chikumbiro chako kana mikana yako yekubudirira iri pasi.

Somuenzaniso, zvirongwa zvizhinji hazvibvumi vakadzi vanopfuura makumi mana kuti vatore chikamu. Vamwe vanochera pasi, vachiri vaduku se 38. Uyezve, kana mave mave nekufamba kwezviverengeka zvakakundikana IVF maitiro, iwe haungakwanisi kubhadhara purogiramu yekudzorera.

Mamwe mapurogiramu anopa zvirongwa zvekubhadhara mazai emiti, izvo zvinogona kuva sarudzo yevakadzi 40 nekukwira.

Asi kunyange kune mapurogiramu, unoda kuwana zvikwaniro kuti utore.

Chii chakatora?

Idzo zvirongwa zvekudzorera zveVIV zvinonzwika zvikuru. Kana iwe usingabudiriri, unowana mari yako zvakare! Saka ... chii chinobata? Sei zvipatara zveVIV kana mapurogiramu ezvehupfumi zvinopa chibvumirano chakadai?

Nyaya yenyaya yacho ndeyokuti sezvo kupiwa kunongowanikwa kune vakaroorana vane mikana yakaisvonaka yekubudirira, vazhinji vanozoita mimba vasati vashandisa matatu avo kana vatanhatu vakatobhadhara maitiro.

Kune avo vanofungidzira nokukurumidza, vachabhadhara zvakawanda kupfuura kana vakangobhadhara mari yacho pachavo.

Uyezve, zvakakosha kuziva kuti kunyange ne "zvizere zvemari" mapurogiramu, iwe hausi kutora mari yako yose zvakare.

Izvi zvakakosha kuchengetedza mupfungwa kana uchitarisa pamari yakataurwa pamusoro purogiramu yekudzorera yeVIV. Iwe unonyatsoda mari yakawanda kupfuura iyo iyo mutengo, uye iyo mari inowedzera haigoni kudzorerwa.

Mari iyo inopfuura chikamu chekudzorera IVF pachayo, uye iyo inogona kana isina kuvharwa, inosanganisira:

Zvimwe zvirongwa zvekubhadhara zveVIV zvinosanganisira mamwe emari inopfuura, asi iva nechokwadi chekukumbira tsanangudzo yakajeka yezvichiri uye zvisati zvavharwa usati wasina.

Nyaya inokosha : Iva nechokwadi chokuti chirongwa chekudzorera IVF chinotsanangura kubudirira sekuendesa kumba mwana mupenyu. Mamwe mapurogiramu anofunga kuti kubudirira kunovaka pamuviri kuongororwa, kana kubata kunosvika kune imwe nhamba yemavhiki.

Izvi zvinoreva kana iwe uchinge uchinge uchinge uchinge uchinge uchitadza, hauna kubhadhara mari Kana iwe uchitora pamuviri wako wekutanga, iyi inorasikirwa nemari yakawanda. Iyi ngozi inenge isingafaniri kutora kutora.

Sei Uchirembera?

Pasinei nematambudziko ose aya, pane zvikonzero zvakanaka zvekunyora purogiramu yekudzorera yeVIV.

Kune imwe chete, kana iwe usingabudiriri, zvishoma iwe uchawana imwe yemari yako zvakare. Izvi zvinogona kukubvumira kutsvaka kubvumirwa, kana kuti zvichida kubhadhara zvimwe zvezvikwereti zvawakawana paunenge uchiedza kutora pamuviri.

Chimwe chikonzero nei vanhu vakaroorana vakanyora kuti ndeve rugare rwepfungwa. Vanoziva kuti vanogona kubhadhara zvimwe zvepurogiramu kunze kwekuti vainge vamboenda rimwe chete panguva imwe chete, asi vanonzwa vari nani kuti vazive kuti kana vasingabudiriri, havazombosiyi zvachose.

Uyezve, nokuti mapurogiramu ekubhadharisa mari anowanzodikanwa iwe kuti uite nhamba yakagadzirirwa yekutenderera kuti uwane mari yekudzorera, matambudziko ako ekurega kana kubuda kunze kwepurogiramu iri pasi.

Somuenzaniso, kunyange kana iwe uchinzwa sokuti hauna kupera shure kwekukundikana kwemuviri nhamba mbiri, iwe unogona kusvitsa chechitatu sezvo iwe usingadi kurasikirwa nemukana wekubhadhara. Uye iyo yechitatu kutenderera ingave iyo inoshanda kwauri.

Zvimwe pamusoro pekupa mari yekurapa kubereka:

Ungada here kugamuchira kuedza kuve nemuviri wemashoko uye kubereka vhiki rese? Zvinyorwa nekuda kwemashoko ehurukuro anobereka pano!

Kunobva:

Adamson, David. "Mari-kumashure IVF inotsigira: kuenzanisa mararamiro uye kubvisa." Contemporary OB / GYN. May 2004. http://www.arcfertility.com/wp-content/uploads/pdf/COG1-69-05e.pdf