Nzira Yokutaura Nevana Nezvokuda Nezvavanoda

Zvakaoma kutaura nezvemari, kunyange kana hurukuro iri kune mumwe munhu akakura uye anofungidzira. Kana zvasvika pakudzidzisa vana vako nezvemari-kunyanya, chii chiri "kushaiwa" uye chii chiri "chidikanwi" -cho chinogona kuva chakaoma. Hazvisi nyore kutsanangurira mwana wako kuti motori yemotokari yaanofunga kuti inoda , haina kukosha semagetsi iwe chaizvoizvo unoda kuchengetedza imba yako.

Kutaura kuti kwete ndiyo chikamu chinokosha chokudzidzisa vana kuti havagoni kuva nezvose zvavanoda (kunyange kana zvichikwanisika). Vana vanoda kuziva kuti iwe uchapa zvose zvavanoda. Kuvadzidzisa musiyano pakati pezvaunoda uye zvaunoda zvichavagadzirisa nemari yakakosha inozovabatsira munguva inotevera muupenyu.

Bhenesa Pane Kusiyana Mumiro Yako

Usati waita hurukuro nevana pamusoro pezvinodikanwa uye chii chiri kushaiwa, zvakakosha kuve nechokwadi kuti unobata zvakanaka pane iyo mupfungwa dzako. Kusiyanisa pakati pezvaidiwa uye zvido zvinogona kunge zvichinyadzisa munyika yanhasi. Ichokwadi, zvidzidzo zvinoratidza teknolojia yakashandura tsanangudzo yedu yezvido zvinopesana nezvinodiwa.

Somuenzaniso, unoda smartphone here? Zvakanaka, zvichida foni yako inokosha nokuti inokubvumira kukumbira rubatsiro muitiko rekukurumidza. Uye zvichida iwe unoshanda bhizinesi rinoda iwe kuti uve nefoni kuitira kuti uwane mari inotarisira zvido zvako zvinokosha.

Asi, kune rumwe rutivi, vanhu vazhinji vanopona vasina smartphone.

Nokuda kwekunzwisisa, unogona kuita "zvose" zvinowira mumapoka ezvokudya, pokugara, uye zvipfeko, asi "kuda" chimwe chinhu kunze kweicho. Pane grey nzvimbo, yega-yekuti, Oreos ndivo zvokudya, asi ivo zvirokwazvo havakwanisi.

RV inopa pokugara, asi chimwe chinhu chisina mari uye chinonyatsobatsira chinonyengedza se "chidimbu." Zvokupfekedza zvipfeko zvinopa ushamwari uye kudzivirira, asi hapana anoda $ 200 ye jeans.

Izvi zvinonyanya kukosha kwevana uye vechidiki kunzwisisa. Kutsanangurwa kwakakodzera kwemazera uye kudzidzira kunogona kubatsira.

Verenga mabhuku pamwe chete

Paunenge uine vana vaduku, bhuku remufananidzo munyaya yacho rinogona kutanga hurukuro. Heano mabhuku mashomanana anogona kubatsira vana kudzidza kusiyanisa pakati pezvaunoda uye zvinoda:

Ita Grocery Cart Hurukuro

Kana mwana wako asvika kuchikoro chegorosi, angangove akagadzirira kutanga kudzidza zvimwe zvishoma pamusoro pe "anoda" maererano ne "zvido" (kana iwe usina kuzvipupurira paanoramba achikumbira matoyi aakaona pamashambadziri sediki!) Kana wako mwana anogara achienda kuresitorendi newe, ichi ndicho chiitiko chakanaka chaunofanira kuita.

Kana achikwanisa kuverenga, rega atore mutsara wekutengesa uye aone zvinhu izvozvo kwaari sezvaanoda. Sezvaunofamba nemumigwagwa uye uchitora zvinhu, bvunza mwana wako kana chiri chidikanwi kana chido.

Kana iri pane urongwa, ndicho chidiro; kana zvisipo, ndezvekushaiwa. Laundry detergent iri pane urongwa, saka iyo inoda. Ice cream haisi pane urongwa, saka iyo inoda.

Kana akangokura, iwe unogona kutaura pamusoro pematengo, uyewo-kuti vanilla ice cream iri kutengeswa, asi nzira yakaoma ice cream inotarisa zvakanyanya , kunyange zvisingatengeswi. Chii chaaizofanira kubvisa kubva pakurongwa kuitira kuti awane mugwagwa wakaoma pane nzvimbo yevanilla? Izvi zvinodzidzisa mwana wako kuti unoita sei zvibayiro (kana kuchengetedza mari) kutenga zvese zvaunoda, kana kuti kushanda sei icho chinhu chakakosha mubhajheji.

Gadzira Chirongwa Chekuda uye Chinodiwa

Kana iwe uchigona kuvimba nemwana wako nekasi, iwe unogona kuita chidzidzo ichi-chinokonzera muviri kuti uone kuti unoda maererano nezvinodiwa. Tora mapepa emagazini kana mapepa anobudisa mapepa kubva pepanhau, pamwe nepepa.

Dhirorera rutsoka pasi nepakati pepa pepa uye uise rumwe rutivi se "unoda" uye rumwe rutivi se "zvinodiwa." Bvunza mwana wako kuti acheke zvinhu zvinokodzera muchikamu chimwe nechimwe, uye taura pamusoro pezvaanosarudza. Iwe unogona kuita basa racho zvakare, kuratidza vana vako kuti vanhu vakuru vanoda, zvakare, kuti havagoni kutenga nguva dzose.

Ita Bhizimisi reMhuri Kudzidzira

Kana mwana wako akwegura zvakakwana kuti anzwisise nheyo dzekuwedzera nekubvisa, iwe unogona kushandira bhajeti yemhuri pamwe naye. Mumupe mari yakawanda yezvakaipa-ichiti, $ 800-uye urongwa hwezvinoshandiswa, zvose zvinodiwa uye zvinoda.

Zvinyorwa zvinogona kusanganisira zvinodiwa zvakadai sokubhadhara ($ 500-inongova kuita basa!), Zvokudya ($ 50), gasi ($ 20), uye kubhadhara motokari ($ 200), uyewo zvinoda semitambo yemavhidhiyo ($ 25), cable TV ($ 50), smartphone ($ 75), uye mbatya dzakasikwa ($ 75). Izvi zvinomudzidzisa kuti mushure mokunge zvidikanwi zvaitika, kwete zvose zvinoda zvingatengwa pasina kushanda pasina mari.

Regai Vana Vachibhadhara Zvavanoda

Vana vakwegura nevechiri kuyaruka vanokwanisa kudzidza kutanga-nheyo dzezvinokosha pamusoro pezvinodiwa maererano nekuda kana iwe uchivabvumira kubhadhara zvavanoda.

Bhadhara chikwereti chevhiki nevhiki kumabasa akapedzisira. Zvadaro, regai mwana wenyu achiri kuyaruka atenge zvose zvaanoda kunze kwezvaanoda. Chipfeko chitsva chakanaka, matikiti emafirimu, uye pizza neshamwari dzinofanira kunge dzichibuda mubhadharo yake.

Zvechokwadi, mwana wako achada kutungamirirwa kubva kwauri pamusoro pekuchengeta mari. Saka usati watanga iyi purogiramu, gara pasi pamwe chete uye uone zvinhu zvaanenge achitsvaga gore rose-sekupfekedzwa, kushandisa mari yezororo remhuri, uye vatsva vema basketball. Kurukurai kuti achadii kuchengetedza vhiki imwe neimwe kuti ave nechokwadi chokuti ane mari yakawanda yekufukidza zvinhu izvozvo.

Zvadaro, regai asarudze kuti angashandisa sei mari yake pane zvimwe zvaanoda. Kana iye akaita chikanganiso chokushandisa mari yake yose zuva rokutanga raanowana, usamupa zvakare. Kurasa kunze kwekubuda neshamwari kana kusakwanisa kutenga kutenga kunomukurudzira kuti aite zviri nani nguva inotevera.

Murege kutarisana nemigumisiro yechisikigo uye kutsanangura kuti irombo uye anokwanisa kurarama pasina iyo. Uye iye achadzidza unyanzvi hwemari hunokosha huchamushumira zvakanaka muupenyu hwake hwese.

Ida Kuda Kuti Kwete

Zvakaoma kuramba mwana wako zvose zvaanoda, asi kupa mune zvose zvakakumbirwa hazviti kumubatsira. Kutaura zvazviri, kuderedza mwana wako kunogona kutungamirira mukudisa-izvo zvidzidzo zvinobatanidza kuderedzwa kwehupenyu nekugutsikana uye kuwedzera kwehuwandu hwekuora mwoyo.

Kunyangwe iye achikumbira chido chitsva kana ari kukumbira mutsara mutsva, achiti kwete dzimwe nguva achamurangarira kuti haadi zvinhu izvozvo.

Kana iwe uchidzidzisa mwana wako kusiyana kwezvido nezvinodiwa, iye achagutsikana nezvose zvaanazvo. Uye iwe uchave wakakwanisa kumutsa mwana anozova anogutsikana, munhu mukuru wemari ane mutoro.

> Sources:

> Consumer Financial Protection Bureau: Pane zvinhu zvandingashandisa kudzidzisa mwana wangu pamusoro pezvinodikanwa uye zvinoda here?

> Goldscheider F. International Encyclopedia of the Social & Behavioral Sciences . Chepiri. Amsterdam, Netherlands: Elsevier Science; 2015.

> Rivers TJ. Basa reTechnology mukuvhiringidzwa kwezvinoda uye zvido. Technology kubudikidza neSosaiti . 2008; 30 (1): 104-109.